Health Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Health Insurance Information
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We are not writing Health Insurance at this time.
February 25, 2014- If you have the opportunity the next time that you are in a restaurant take a look at your bill. Don't be surprised to see the total for your meals, the tax and then "A.C.A." and a small $ amount. This is what some restaurants are doing to off-set the Affordable Care Act so that they can provide insurance for their employees. It would be interesting to see what our clients think?
Finding the Right Blue Cross Blue Shield Plan
Today, most people get their health insurance through their work. But every year, more and people are choosing to shop in the private market for individual health insurance.
For some individuals and families, there are some key advantages to individual health insurance over employer health coverage — such as affordability, portability and customization.
Whether you’re a single individual, you have a family, you’re self-employed, you’re a student or you’re just looking for the best health insurance plan for your needs, you might want to consider an individual health insurance policy.
Right here, you can compare individual health quotes online instantly and get advice from a licensed health insurance agent in your area. Start with the form above to get your free individual health insurance quotes and life insurance quotes now.
Types of Individual Health Insurance
Many health insurance shoppers don’t realize that there are many different types of health insurance. But it’s a good thing there are so many options because no one has the exact same health and budget needs as another.
There are two main kinds of individual health plans: managed care and traditional indemnity coverage:
Managed care health insurance. This type of health insurance covers medical services from a specific network of doctors, hospitals and other health care providers. Common managed care plans include HMO (Health Maintenance Organization) plans, PPO (Preferred Provider Organization) plans and POS (Point of Service) health plans. With managed care plans, some policyholders can also open Health Savings Accounts (HSA) to save money tax-free for medical bills.
Traditional indemnity coverage. Before managed care plans were created, traditional indemnity health insurance was the most common form of coverage. This type of health insurance covers medical care based on service rather than health care provider.
The main difference between these two forms of health insurance is that traditional indemnity plans provide the same coverage regardless of what doctor or hospital you visit, while managed care only covers care from particular health care professionals.
You can also call us at Birchell Insurance Agency at 800-978-8813 or visit our website at http://www.birchellins.com.