At Birchell Insurance Agency we have a couple of great insurance options to cover your boats and watercraft.
All of Quaker Personal Insurance Solutions are available Nationwide:
- Luxury Motor Yacht - Mega Yacht - Sport Fishing Yacht - Excess Watercraft Liability
With Progressive's specialized boat insurance coverage, you can relax knowing you have coverage for your boat or personal watercraft. A Progressive boat insurance policy comes with plenty of options for specialized coverage such as Roadside Assistance, On-Water Towing, Total Loss Replacement and more. With so many boat insurance options, Birchell Insurance Agency and Progressive combine to provide you with the information to help you choose the best coverage for your boat or personal watercraft.
Boat insurance covers may types of boats including sailboat insurance, fishing boat insurance or house boat insurance and many more.
Your perfect day includes the sunrise, a trolling motor and a rubber worm. You love your boat. You even have a name for her. When you're out on the water, the last thing you want to worry about is whether you have the right insurance policy. We get it. That's why Foremost developed a specialized policy specifically for you and your boat. We offer coverage for personal property...you remember, the trolling motor and rubber worm. And we offer coverage for towing and assistance so you'll never be stranded on the water or the side of the road. Even your trailer. Double check your line, and don't forget the net. Leave the insurance to us.
Stay Safe on the Water- Operating a boat can be fun and exciting, but it has risks. Here are a few suggestions that will keep you safe while you're out enjoying your boat or personal watercraft.
Be Weather wise- Listen to local and national weather reports before leaving shore and stay alert for signs of bad weather while you're boating. A shift in the wind, lightning and choppy water can all mean a storm is nearby. Listen to a portable weather radio while you're out on the water. If a Small Craft Advisory is announced, get your boat to shore as quickly as possible.
Be weather wise. Listen to local and national weather reports before leaving shore and stay alert for signs of bad weather while you're boating. A shift in the wind, lightning and choppy water can all mean that a storm is nearby. Listen to a portable weather radio while you're out on the water. If a Small Craft Advisory is announced, get your boat to shore as quickly as possible. Because water conducts electricity, it's important to get off the water quickly at the very first sign of lightning.
Be prepared. Bring any extra gear you may need in the event of an emergency. A flashlight, extra batteries, extra clothing and blankets, maps, flares and a first-aid kit are all good items to bring along. And don't forget the sunscreen and sunglasses when you plan to be out on the water. As the sun's rays reflect off the water, glare and sunburn are highly possible.
Gear up- Every time you go boating, be sure to carry basic safety equipment. Always have and wear a U.S. Coast Guard approved Personal Flotation Device (PFD). And have one for each person on board. A PFD must fit well and be in good condition to meet Coast Guard requirements. You should also make sure you have a throwable personal floatation device in the event that someone falls overboard. Other important safety gear would include a tow line, jumper cables, extra paddle or oar, fire extinguisher, something to use for bailing in the event that your vessel takes on water and audible and visual distress signaling devices such as a whistle, air horn, orange smoke device and flares.
Have a float plan- Anytime you go out in a boat it is a good idea to leave information regarding your travel plans with a responsible person that is not traveling with you. Details about where you are going, when you are leaving and when you plan to return will be important in the event that your boat is delayed due to weather conditions, mechanical problems or other emergency, and help needs to reach you.
Know the rules - Be sure to educate yourself about boating laws and rules. You are responsible for the safety of those on board your boat, and other boaters that share the water. You must know and obey the laws. You should also educate yourself about distress signals and navigational lights and signals. Some simple rules of boating include
When intersecting with another boat's path, the vessel on the right has the right of way.
Powerboats must yield to sailboats and boats being rowed or paddled.
Stay well clear of all big vessel.
Be very careful when navigating in a narrow waterway
Any A boat being overtaken has the right of way.