Home Page
postheader postheader postheader postheader postheader postheader

   No matter what you call it, a "fender bender", a "car crash", an "auto accident", after knowing that everyone is ok and after speaking to the police department  you need to call your insurance agent. 

   With Florida being a "no-fault state" there are a couple different points to consider before filing a claim; specifically whos insurance will this be filed under (yours or the other drivers) and is the damage more than your deductible? 

   If its the other persons fault, call their insurance company as they are responsible to fix repairs and take care of a rental car.

   If it is your fault before filing a claim with your carrier get an estimate on the repairs; if the cost is either lower than or not much higher than the deductible you might want to just pay for the repairs "out of pocket".  This will actually save you money at renewal time for your auto insurance. Losing your "accident free" standing with the company will cost you more in premiums.

 

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
   

HOME PAGE ABOUT US GET A QUOTE REFER A FRIEND CONTACT US

1100 Town Plaza Court, Suite 1010 | Winter Springs, FL 32708 | PH: 407.936.1572 | TF: 800.978.8813 | FX: 407.936.1573

Powered by Insurance Website Builder
Facebook LinkedIn Blog